Ag Equity Line of Credit

Meet your farm and business needs with a convenient, flexible Ag Equity line of Credit. Backed by your real estate equity, this loan will meet your operating expense at half-the cost of typical seasonal operating loans. And, it saves money and time. There are no annual renewals or refinancing fees. A premium product for sure… Ag Equity lines give you the best of both worlds in terms of interest rate management. This Libor-indexed product offers the lowest rate available in the market.  But it also allows you the option to convert balances to fixed rates should you choose.

Key things to know:

  • Funds can be used for farm and business purposes, including living expenses
  • Borrow up to 50% of your farm real estate value
  • Unlimited draws with no fees
  • Repayments are allowed any time without penalties or fees
  • Draw periods of either 5 or 10 years

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